Leading by example.

Meet our leadership team.

We’re led by a group of seasoned leaders who believe in cultivating a workplace culture of empathy, expertise, execution, and efficiency from the top down. No one is too good to roll up their sleeves. Our leadership team is comprised of doers who share a problem-solving mentality and a passion for being the best at what we do.
Our Executive Leaders
Colin Treend
EVP of Wholesale

As a founding member of Cardinal Financial at its re-birth in 2013, Colin joined the firm because of his desire to be a part of a mortgage lender that was going to do things differently. For Colin, the vision to leverage technology to lower costs and offer a sharp price while delivering great service is the same now as it was then. He believes Cardinal Financial is developing a culture of innovation and accountability that works. As a seasoned financial professional, and having led teams for many years, for him, it’s an honor to be a part of such a talented group and help lead the Wholesale channel into the future.

Karl Benjamin
SVP of Third Party Originations

Karl is a Certified Mortgage Banker and an Arizona State grad with over 20 years of experience. He was named among the 2015 National Mortgage Professional Magazine’s 40 Under 40: The 40 Most Influential Mortgage Professionals Under 40. Karl is a skilled mortgage broker advocate and has seen the ups and downs of the mortgage business. He’s witnessed many large companies come and go, yet independent brokers have always maintained their identity as being the best source for a home loan. Karl believes brokers provide better service, more options, and better rates than any other channel—that's why he advocates for them and believes they will continue to be successful.

Our Regional Leaders

William "B" Passan


Greg Woolsey


Greg Woolsey

Northern California

Greg Woolsey

Southern California

Judd Esch


Vince Cavalea


Tammy Wallace


Rich Linderman

Our Inside Sales Leaders

Terri Cutting

Inside Sales West

Andy Hunt

Inside Sales East
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