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CFW Manufactured Home Financing

Flexible loans for manufactured homes.

Conventional financing or government-backed loans. Single-wide or multi-width. Whatever your borrowers need, you can deliver options with CF Wholesale manufactured home financing. With competitive pricing and an inclusive product suite, we’ve got your back.

Our Pricing Promise

In any market, competitive rates can make all the difference. That’s why we’re committed to offering flexible, affordable pricing for your borrowers. As market conditions change, you’ll have the power to change with them and deliver the solutions your business needs.

Our loan products:

  • Conventional loans for single-wide homes 
  • FHA, VA, and USDA loans for single and multi-width homes]
  • MH Advantage® and CHOICEHome® for multi-width homes

Eligibility requirements.

  • Permanent foundation required
  • Leasehold estates are ineligible 
  • For homes built since June 15, 1976

We proudly offer Conventional financing for manufactured homes.

Cardinal Financial Wholesale is one of the few Fannie Mae and Freddie Mac-approved lenders to provide Conventional financing options for manufactured homes. In addition to our Conventional loans for single-wides, your borrowers with multi-width homes can choose between Fannie Mae MH Advantage® and Freddie Mac CHOICEHome®.

Fannie Mae MH Advantage®

  • Fixed rates
  • For primary residences and second homes
  • 15 or 30-year terms
  • Up to 97% LTV for primary residences
  • Up to 90% LTV for second homes

Freddie Mac CHOICEHome®

  • Fixed rates
  • For primary residences and second homes
  • 15 or 30-year terms
  • Up to 97% LTV for primary residences
  • Up to 90% LTV for second homes

Ready to give your borrowers more options?

Reach out to your Account Executive today to learn more about manufactured home financing with CF Wholesale.

Not a brokered partner yet?

Get in touch today for access to manufactured home exclusives and more.

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Information is intended for the use of mortgage professionals only and not intended for public use or distribution. This is not an advertisement pursuant to 12 C.F.R. 1026.2(a)(2).