CF Wholesale

Refi Product Offerings

Refis done right.

When rates change, help your borrowers take advantage with a refinance from Cardinal Financial Wholesale. From renovation loans to cash-outs, our refi products offer flexible financing solutions. Plus, our fast turn times make it easy to move as fast as the market does.

View Turn Times

Cash-Out Refinance

When your borrowers have home equity to leverage, a cash-out refi can help them make the most of it. From financing home upgrades to consolidating debt, the funds from their home equity are theirs to spend as they see fit.

Renovation Refi Loans

From structural updates to fresh paint jobs, your borrowers can fund home upgrades of all sizes when they refinance to a renovation loan. And if they want to skip the contractor, our EasyPath Renovation program makes it simple.

VA Refinance

  • Cash out to 100% LTV
  • VA IRRRL LTV capped at 105%, up to 125% with restrictions
  • VA IRRRL loans being refinanced may not have any 30-day late payments (1 x 30) during the 6 months preceding the new loan’s closing date 


FHA Refinance

  • FHA Streamlines NO FICO
  • Min. FICO 550 on full files and cash-outs
  • No appraisals or AVMs on FHA streamlines
  • FHA 203(k) and (h) allowed
  • FHA escrow holdbacks allowed

USDA Refinance

  • USDA Streamlines NO FICO
  • Streamlined assist 
  • USDA escrow holdbacks allowed
  • 100% LTV available

Ready to give your borrowers more refi options? 

Reach out to your Account Executive today to learn more about refinancing with CF Wholesale.

Not a brokered partner yet?

Get in touch today for exclusive product access and pricing specials.

Get Started