FHA Loans

Flexibility where they need it most.

About FHA Loans

A low down payment could open the door to your client’s new home. FHA loans are government-insured and come with flexible credit, income, and down payment requirements. This makes them a secure choice for your clients who might not qualify for Conventional loans. Whether they’re looking to purchase, refinance, or get cash out, flexibility is the name of the game.

 

Does your client qualify for an FHA loan?

  • Down payments as low as 3.5% for fixed-rate loans
  • Credit scores as low as 550 may be accepted
  • Can be easier to qualify for than Conventional loans
  • FHA to FHA streamline refinances do not require an appraisal
  • Available for purchase, rate/term refinance, or cash-out refinance

But wait, there’s more!

We also offer these FHA products:

  • FHA 203(h)
  • FHA 203(b)
  • Hawaii Homelands

 

Looking for a specific product not listed above? Call today to find out more about our loan products.

Looking for more information?

Fill out our form below and one of our account executives will contact you shortly.

*required field

By clicking “Submit” below, you are providing your ESIGN signature and express written consent authorizing Cardinal Financial Company, Limited Partnership, its DBAs, and those calling on its behalf to deliver promotions/telemarketing messages, including outside the hours of 8am to 9pm local time, for products and services offered by Cardinal Financial Company, Limited Partnership, including loan products and other related services that may be of interest to you, through the use of an automatic telephone dialing system, AI generative voice, an artificial or prerecorded voice, to the residential landline or wireless telephone number(s) or email address you have provided above. You also agree that your consent remains valid even if any of the number(s) listed above have been added to Cardinal Financial Company, Limited Partnership’s do-not-call list, or to any state or federal do-not-call registry. You acknowledge your consent to receive calls/text from Cardinal Financial Company, Limited Partnership is not a condition of buying any goods or services from Cardinal Financial Company, Limited Partnership, and will not affect whether Cardinal Financial Company, Limited Partnership provides goods or services to you and if you do not wish to consent, you may contact a Loan Originator by calling 855.561.4944. Message and data rates may apply and message frequency varies. You also acknowledge and agree to our Terms and Conditions, which include a mandatory arbitration agreement and class action waiver.