New Mortgage Processing Service: Cardinal Complete™ Handles It All
In the competitive world of mortgage lending, efficiency and accuracy are key. As a broker, your time is best spent building relationships, growing your pipeline, and closing deals—not getting bogged down in the time-consuming details of loan processing. That’s where Cardinal Complete comes in. Our end-to-end third-party mortgage processing service is designed to save brokers time and improve loan quality—all at a competitive rate.
Third-Party Mortgage Processing Services vs. DIY
Traditionally, mortgage brokers have had three options when it comes to processing their loans:
- Third-Party Processors – Many brokers turn to independent loan processors who handle the workload for a fee. However, these fees typically range from $1,200 to $1,400 per loan—a cost that is ultimately passed to the borrower. While this option removes the processing burden, it comes at a higher price point for your clients.
- In-House Processors – Some broker shops employ their own processing teams. While this keeps everything internal, the fees for an in-house processor—around $995 per loan on average—are often deducted from the broker’s commission, cutting into earnings.
- DIY Processing – Brokers can choose to handle loan processing themselves to avoid additional costs. However, this approach can take roughly eight hours of fragmented time per loan, pulling you away from prospecting, client service, and business growth. Errors or inefficiencies in processing can extend this time even further, leading to delays and potential issues at closing.
Cardinal Complete: Elevated Third-Party Mortgage Processing Service
Cardinal Financial is one of the few mortgage lenders that offers an end-to-end loan processing support solution. This innovative mortgage processing service allows brokers to save time and energy on loan processing without the high costs of third-party processors or the commission hit of in-house teams.
For just $895 per loan, our solution streamlines loan processing and ensures that every step is handled by seasoned professionals.
How Cardinal Complete Benefits Mortgage Brokers
- Saves Time – By outsourcing loan processing to Cardinal Financial, brokers free up approximately eight hours per loan, allowing them to focus on work-life balance.
- Enhances Loan Quality – Our experienced processors ensure loans are handled with precision, reducing errors and improving approval rates.
- Maintains Competitive Pricing – At $895 per loan, brokers enjoy simple, competitive pricing for significantly less than the industry average cost.
- Reduces Operational Burdens – No need to hire, train, or manage an in-house processing team.
- Improves Client Experience – A seamless processing experience means smoother closings and happier clients, leading to stronger referrals and repeat business.
The Bottom Line: We Handle It All. You Win.
In today’s market, brokers need every advantage they can get to stay ahead. Cardinal Financial’s end-to-end loan processing solution removes the administrative burden and lets you focus on what truly matters—serving your clients, growing your business, and living your life. With a cost-effective, high-quality mortgage processing service at your disposal, you can close loans faster, reduce stress, and maximize your earnings.
Want to see how this service can transform your workflow? Reach out today to learn how Cardinal Complete can help you streamline your loan processing and elevate your brokerage to new heights.
Cardinal Complete handles end-to-end processing of your loans, so your time is freed to focus on what matters most to you.
